“Without good direction, people lose
their way; the more wise counsel you
follow, the better your chances.”
– Proverbs 11:14


“If you don’t know where you are
going, you’ll end up someplace else.”
– Yogi Berra


“By failing to prepare,
you are preparing to fail.”
– Benjamin Franklin

Our clients understand the value of having a plan.

No one has to convince our clients that planning is important. The trouble is, when it comes to Estate Planning, Asset Protection Planning, and Long-Term Care Planning, most people don’t know HOW to plan, or even where to start. If that’s where you find yourself, don’t worry. You’re not alone. The Elrod Firm is here to help.

The Elrod Firm is not a general practice law firm, doing a little bit of everything. We limit our practice to helping clients put the right plans in place at the right time to meet their goals with confidence. Our plans are extremely thorough but as simple as possible. With those competing objectives in mind, we find it helpful to view planning opportunities using a three strands approach.

You’ve probably heard the proverb about the cord of three strands. It teaches that a cord of only one strand will easily fail when tested, and a two-stranded cord is not much better. But a cord of three strands, the proverb teaches, is not easily broken. In the same way, we believe that an estate plan narrowly focused on only one area of concern is more likely to fail to meet your goals than an estate plan developed considering all three strands of planning. When developing a strong estate plan that will hold up as life unfolds, you should consider:

It’s always better to plan ahead whenever possible, and the three strands approach can provide a helpful framework for those with time to prepare. But we realize that in the real world, emergencies happen. Realistically, planning ahead is not always an option. Even in those difficult cases, having an emergency plan with professional guidance is far better than trying to figure things out on your own. For our clients in emergency situations, we minimize the stress and the financial hit that often come with unwelcome surprises.

Just because you didn’t plan ahead doesn’t mean you can’t have a plan, and it doesn’t mean all is lost. You’d be surprised at the last-minute options available to clients in immediate need of long-term care, and you’ll be relieved when you learn about the assets we’re able to protect.


Do your research.  Even if you’ve been told your income is too high to qualify for Medicaid, or you always believed you had to be broke to get any financial assistance, talk to us to be sure before you privately pay nursing home bills until you’re broke.  We have helped many clients who started out our consultations by saying “I don’t know why I’m here; I’m sure there’s nothing you can do . . .”

Veterans Benefits

There is more incomplete and downright incorrect information in circulation in the area of Veterans Benefits than almost any other area of law.  If you are a veteran or a widow of a veteran currently in need of any form of long-term care assistance, you owe it to yourself to learn everything you can about the financial benefits available through the Aid and Attendance program at the VA.

The Courtroom

We do everything possible to help our clients stay out of probate and guardianship court, but sometimes avoiding the courtroom just isn’t an option.  For our clients in need of probate or guardianship assistance, our goal is to make these difficult processes as pain-free as possible.

Probate Services

Of course you’d rather avoid probate than find yourself stuck in the middle of one, but as with most things in life, there’s the easy way and there’s the hard way.  If you have tried to close out an account of a deceased family member but been sent away by the bank, or if you’ve tried to sell a property but been told that you don’t have good title or proper authority, we can help.

Guardianship Services

Having solid power of attorney documents will often keep you out of guardianship court, but sometimes the health needs of a family member reach a level where power of attorney isn’t enough.  And sometimes you discover only when it is too late that a family member doesn’t even have power of attorney documents.  We will minimize the stress of the guardianship process.

Whether you’re here because you know it’s time to get your estate plan in order or you’re anxiously searching for answers for a family member who failed to plan until it was too late, thank you for visiting our website.  Get in touch to tell us your situation.  We’re here to help.